Terms and conditions

These Terms of Service (the "Terms of Service") govern your use of Readyhubb Software (the "Company," "Readyhubb" "we," or "us") mobile and internet-based services, business tools available at and via the website Readyhubb.com (the "Website") and mobile apps (such services, applications and the Website are collectively referred to as the "Services"). The Company's Privacy Policy, which is available at https://www.Readyhubb.com/privacy, as well as any subscription agreements for the Services (each, a "Subscription") executed by you ("you" or "Professional") or accepted by you via email or online, as well as any community guidelines or dispute resolution procedures provided by the Company, are all considered to be part of these Terms of Service and are incorporated by reference into these Terms of Service in their entirety. If these Terms of Service contradict with any Subscription agreement, these Terms of Service shall prevail. Any reference in these Terms of Service to incorporated policies, guidelines, programmes, schedules, or processes shall include and imply a reference to all such incorporated policies, guidelines, programmes, schedules, or processes. If there is a disagreement between these Terms of Service and any other terms posted on the Website, these Terms of Service will dominate; if there is a discrepancy between these Terms of Service and the End User License Agreement for mobile apps (the "EULA"), the EULA will govern. These Terms of Service apply to all uses of the Services, regardless of whether they are part of a Subscription or a free trial.

CAREFULLY READ THESE TERMS OF SERVICE. THE FOLLOWING IS A LEGAL AGREEMENT BETWEEN YOU AND READYHUBB THAT GOVERNS YOUR USE OF THE SERVICES. BY EXECUTING A SUBSCRIPTION AGREEMENT AND/OR USING THE SERVICES, YOU ACKNOWLEDGE AND AGREE TO ALL OF THE TERMS AND CONDITIONS IN THESE TERMS OF SERVICE, AS WELL AS YOUR REPRESENTATION THAT YOU ARE AGE 18 OR OLDER. YOU ARE NOT PERMITTED TO USE THE SERVICES IF YOU DISAGREE WITH ANY PART OF THESE TERMS OF SERVICE.

If you are accepting these Terms of Service on behalf of a company, organisation, government, or other legal entity, you represent and warrant to the Company that you have the entire capacity and authority to do so.

Copyright laws and international copyright treaties, as well as other intellectual property laws and treaties, protect the Services. Unauthorized copying or distribution of the Services, in whole or in part, may result in severe civil and criminal consequences and may be punished to the fullest extent permitted by law. The Services are provided on a licencing basis, not for sale.

The Readyhubb Services

Readyhubb is a marketplace that links salons, merchants, stylists, and other professionals that provide hair, beauty, and other health and wellness services ("Styling Services") with clients in need of such services ("Clients"). Both Professionals and Clients are users of Readyhubb's Services and will be referred to collectively as "Users" in the following paragraphs.

Fees & Payment

Fees

Subscription fees ("Subscription Fees") are specified (a) hereunder, (b) online, and/or (c) in a separately completed or approved Subscription agreement between you and Readyhubb. In addition to the Subscription Fees, Readyhubb charges a processing fee for appointments booked using the Services (as specified at the time of billing). We retain the right to vary the amount of the processing charge upon notification to you. Readyhubb retains a share of the cost of the first appointment for new clients that Readyhubb drives to you.

You agree to pay Readyhubb the Subscription Costs and any additional fees agreed upon between you and Readyhubb. Except as specifically stipulated in these Terms of Service, all payments are non-refundable and non-transferable. Fees must be paid in advance of each billing cycle, unless otherwise specified.

Each Professional permits us to verify that the credit card or other payment method linked with their Account and used in connection with the Services is in good standing with a financial institution and will continue in good standing for the duration of the Professional's usage of the Services. Each Professional permits us to acquire credit reports or conduct other background checks on the Professional from time to time in order to determine his or her continued eligibility to utilise the Services. All balances, fees, levies, and payments made or collected via the Services are in US dollars. Users of the Service are responsible for any relevant taxes (including VAT, if applicable) on the Services delivered according to the Agreement (other than taxes on the Company's profits).

Billing Cycle

Your Subscription begins on the day you sign up for one and make payment. Unless otherwise specified at the time of sign-up, each Subscription cycle is one month in duration ("Subscription Period") and will automatically renew on a monthly basis until we terminate the Subscription or you notify us via the Services or by email to hello@Readyhubb.com of your desire to cancel your current Subscription. Unless otherwise specified, you will be billed on the monthly anniversary of the day you initially paid for your Subscription (e.g., if your Subscription starts on July 25th, it will renew on August 25th, September 25th, and so on). If your Subscription starts on a non-recurring date (e.g., the 31st), you will be paid on the last day of each month. We retain the right to adjust our billing cycle at any time. You realise that the amount invoiced to you each month may fluctuate as a result of promotional offers and/or the addition or modification of your Subscription plan, and you allow Readyhubb to charge you for these fluctuating amounts as required.

Subscription Pricing

We have the right to modify the Subscription Services' price at any time with fourteen (14) days' notice. Unless we advise otherwise, any changes to the price of your membership will take effect on the next billing cycle. To continue using the Services, you must consent to the revised costs. To revoke your permission, either log into your account and complete the cancellation processes there, or contact us at hello@Readyhubb.com.

Trials

Readyhubb may provide trial memberships from time to time that include free or reduced access to the Subscription for the defined trial term. Unless discontinued at least forty-eight (48) hours before to the end of your trial term, each trial membership will automatically convert to a regular monthly subscription. To cancel your subscription, either sign in to your account and follow the cancellation instructions there, or send an email to hello@Readyhubb.com.

Cancellation of your Subscription

At any moment, you may cancel your Subscription. If you discontinue the Subscription Service with more than forty-eight (48) hours notice prior to your next payment cycle, you will not be charged for the following month. If you have any queries regarding your specific payment cycle, please login to your account to examine the specifics of your billing cycle or email us at hello@Readyhubb.com.

You will not be entitled for a prorated refund or any part of the then-current monthly subscription cycle's Subscription Fees. You will retain access to the Subscription Services upon cancellation until the conclusion of your current subscription cycle.

Other Fees

Readyhubb may from time to time, either through a Readyhubb Program (described in paragraph 7 below) or otherwise, provide certain services to Professionals and/or Clients for an additional fee in order to assist Professionals in growing their businesses and to facilitate the connection of Professionals and Clients.

Readyhubb Platform

Readyhubb exists simply to connect Professionals and Clients and to act as a conduit for the supply of Styling Services. Readyhubb does not supply or contract for styling services, and Professionals and Clients contract for such services separately. Each Client is entirely responsible for choosing the Professional, the Styling Services to be given, and the location of the Styling Services, which may be on the Professional's premises or at a Client-designated location. Any choice made by a Client to accept Styling Services or by a Professional to offer Styling Services is made entirely at their discretion and risk. All Users understand and agree that I the Company does not perform background checks on Clients and (ii) providing Services in a private place necessarily raises the risks for both Clients and Professionals, as applicable. Each Professional must determine if a Client is a good fit for their services and apply prudence and common sense to safeguard their personal safety and property, where appropriate, just as they would when working with anybody they do not know. NEITHER THE COMPANY NOR ITS AFFILIATES OR LICENSORS ARE RESPONSIBLE FOR ANY USER'S CONDUCT, ONLINE OR OFFLINE, AND YOU HEREBY RELEASE THE COMPANY AND ITS AFFILIATES OR LICENSORS FROM ANY LIABILITY RELATED THERETO. COMPANY, ITS AFFILIATES, AND LICENSORS DISCLAIMS ALL LIABILITY FOR ANY CLAIM, INJURY, OR DAMAGE ARISING OUT OF YOUR USE OF THE SERVICES.

Readyhubb has no authority for the quality, appropriateness, dependability, timeliness, durability, legality, failure to supply, or any other part of any Styling Services offered by Professionals, nor over the integrity, responsibility, or any of the Professionals' or Clients' acts or omissions. Readyhubb makes no claims or guarantees about Styling Services given or performed by Professionals or requested by Clients through the Services, whether in public, private, or offline interactions, or regarding any Professional's accreditation, registration, or licensure. You acknowledge that Readyhubb does not regularly screen its Users, conduct background checks on its Users, or seek to verify any User's information. Readyhubb does not check or confirm that any User is who they claim to be or that their statements about Styling Services on the Services are true, and does not verify or confirm any assertions about Styling Services on the Services. Readyhubb makes no representations or warranties about the authenticity or reliability of this material or any other information given through the Services. Despite the foregoing, Readyhubb may, but is not obligated to, check the background and experience of Professionals through third-party background check services and first-party interviews, which may include but are not limited to identity verification and a comprehensive criminal background check, and may terminate a Professional based on any information discovered during such background checks and first-party interviews.

If Readyhubb approves, you may require Clients to enter credit card or other payment information in connection with certain services, including Styling Services, for which reservations are made available through the Services, and you may charge fees for reservations, including cancelled and missed appointments, only in accordance with any policy posted on your Readyhubb page at the time of the Client's booking. While Readyhubb makes reasonable efforts to ensure the secure transmission of your information to third-party assessors and processors of payments, Readyhubb is not responsible for any fees or charges assessed by third parties or for any errors in payment processing by third parties, including any errors caused by third-party negligence, improper transmission of payment information, or a Client's mistaken submission of payment information or submission. If you manually insert a Client's credit card information and save it to that Client's account, you represent that you have obtained permission from each Client to save such Client's credit card information, that you accept full responsibility for adhering to each Client's credit card information preferences, and that you agree to indemnify us for any claims arising from your failure to obtain such permission.

You agree and indicate that you will fulfil Clients' bookings made via the Services or that you will contact with them in advance to address scheduling difficulties to the Client's and Readyhubb's satisfaction.

Accounts

Registration

By creating an account with Readyhubb (an "Account"), subscribing to a Subscription, and paying the applicable Subscription Fee, you are granted the right to use the Services provided by Readyhubb, subject to the restrictions set forth in these Terms of Service and any additional restrictions specified in writing by us. Our registration procedure will need you to furnish us with information such as your name and other personal and company details (including information regarding any licencing and registration applicable to you where you provide the Services). You must complete these and other steps in order to have access to any monies accepted through the Services. By creating an Account, you agree to submit accurate, current, and full information about yourself as prompted by the Services' registration procedure and as Readyhubb may require from time to time (such information, "Registration Data"). Additionally, you agree that when providing such Registration Data, you will not knowingly omit or misrepresent any material facts or information and that you will promptly enter corrected or updated Registration Data via the Services or otherwise notify us in writing of any changes or updates to your Registration Data. Additionally, you agree to us verifying your Registration Data as necessary for your usage of and access to the Services. We have the right to suspend or cancel the Account of any User who gives false, incorrect, or incomplete information or who does not comply with the account registration conditions.

Account ID

After registering for the Services, you will be provided with a unique user identifier and password for your Account (collectively referred to herein as "Account IDs"). When creating an Account, you must enter your real and correct name or the name of your company. You must choose an Account ID that is both suitable and non-offensive. Ideally, you will select an Account ID that is relatively descriptive and clearly identifies you or your organisation. This name will show on any credit or debit card statements associated with payments made via the Services. We reserve the right to delete or reclaim any Account ID if we believe, in our sole discretion, that the Account ID is inappropriate, offensive, or confusing, or may violate the rights of a third party (for example, when a trademark owner provides notice that an Account ID is similar to the trademark and the Account ID does not bear a strong resemblance to the User's actual name or trademark rights).

Your Account

By establishing an Account, you represent that you are either a legal resident of the United States, a citizen of the United States, or a business entity allowed to do business in the state(s) in which you operate. The Services and your Account may be used only for commercial purposes inside the fifty United States of America and the District of Columbia. You may not export the Services directly or indirectly, and you accept that export limitations imposed by US law, including the US Export Administration Regulations, may apply to the Services (15 C.F.R. Chapter VII). The preceding paragraph is relevant exclusively to Users situated in the United States; overseas users must adhere to applicable international law.

You agree to use your Account strictly for your own purposes. You agree that under no circumstances will you allow another individual to use your Account IDs to access or use the Services. You are totally responsible for preserving the secrecy of your Account IDs, as well as for any costs, damages, obligations, or losses incurred or experienced as a consequence of your failure to do so. We are not responsible for any loss caused or incurred as a result of the theft of your Account IDs, your disclosure of your Account IDs, or your consent for another person to access or use the Services using your Account IDs. Additionally, you are totally liable for any actions that occur under your Account, including any costs incurred in connection with the Services. You undertake to tell us promptly of any unauthorised use of your Account or any other breach of security that you become aware of. You recognise that the Services cannot guarantee the total privacy of your data and communications transferred via them.

Linking Your Account

As part of the Services' functionality, you may link your Account to any online accounts you may have with third-party service providers (each such account, a "Third Party Account") by either: I providing your Third Party Account login information through the Services; or (ii) granting Readyhubb access to your Third Party Account, as permitted by the applicable terms and conditions governing your use of each Third Party Account. You represent and warrant that you are authorised to disclose your Third Party Account login information to Readyhubb and/or to grant Readyhubb access to your Third Party Account (including, but not limited to, for the purposes described herein), without violating any of the terms and conditions governing your use of the applicable Third Party Account and without requiring Readyhubb to pay any fees or subjecting Readyhubb to any usage limitations imposed by such Third Party Account. By granting Readyhubb access to any Third Party Accounts, you acknowledge and agree that I Readyhubb may access, make available, and store (as applicable) any content you provide to and store in your Third Party Account (the "SNS Content") in order to make it available on and through the Services via your Account, including without limitation any friend lists, and (ii) Readyhubb may submit and receive additional information to your Third Party Account to the extent you are n Unless explicitly stated differently in these Terms of Service, all SNS Content, if any, will be deemed to be Content (as defined below) for the purposes of these Terms of Service. Depending on the Third Party Accounts you select and their privacy settings, personally identifiable information that you publish to such Third Party Accounts may be accessible on and via your Account on the Services. Please be aware that if a Third Party Account or related service becomes unavailable or if the third party service provider terminates Readyhubb's access to such Third Party Account, SNS Content may become inaccessible on and via the Services. You will always have the option to disconnect your Account from your Third Party Accounts. REMEMBER THAT YOUR RELATIONSHIP WITH THIRD PARTY SERVICE PROVIDERS ASSOCIATED WITH YOUR THIRD PARTY ACCOUNTS IS SOLELY GOVERNED BY YOUR AGREEMENT(S) WITH SUCH THIRD PARTY SERVICE PROVIDERS. Readyhubb takes no attempt to examine any SNS Content for any reason, including but not limited to accuracy, legality, or non-infringement, and Readyhubb disclaims all liability for such SNS Content.

You acknowledge and agree that the Services may access your e-mail address book associated with a Third Party Account and your contacts list stored on your mobile device or tablet computer solely for the purpose of identifying and informing you of contacts who have registered to use the Services as well. Readyhubb will deactivate the connection between the Readyhubb Services and your Third Party Account upon your request via e-mail to hello@Readyhubb.com. Any information stored on Readyhubb's servers that was obtained through such Third Party Account will be hidden, except for the username and profile picture associated with your Account.

The Services may include links to third-party websites that Readyhubb does not own or control. Readyhubb has no control over, and accepts no responsibility for, the content, privacy policies, or practises of third-party websites. Additionally, Readyhubb will not censor or change the content of any third-party website and is unable to do so. By using the Services, you explicitly absolve Readyhubb of any responsibility resulting from your use of any third-party website.

Subscriptions and Accounts Termination

Termination Right

Readyhubb maintains the right to cancel your Subscription, Account, or use of the Services in its sole discretion if you breach these Terms of Service, or for any reason or no reason at any time. Additionally, we may suspend your access to the Services and your Account (including any funds in your Account) if you (a) violate the terms of these Terms of Service, any other agreement you have with Readyhubb, including without limitation the EULA, or Readyhubb's policies, (b) pose an unacceptable credit or fraud risk to us, (c) provide any false, incomplete, inaccurate, or misleading information or otherwise engage in fraudulent or illegal conduct, or (iv) for any other reason. This includes the ability to change or cancel a Subscription prior to the expiration of any pre-paid period.

At any time, you may terminate these Terms of Service and/or the EULA by closing your Account. Any pending transactions will be cancelled upon Account termination. Any monies in our possession at the time of closure, minus any relevant fees, will be remitted to you in accordance with your payout schedule, given that all payment-related authentication criteria have been met (for example, you may not close your Account as a means of evading your payout schedule). If an investigation is ongoing at the time you cancel your Account, we may retain your cash in accordance with the terms set out below. We will provide monies to you if it is subsequently found that you are entitled to any or all of the amounts under dispute.

Effects of Termination

If your Subscription and/or Account are terminated or suspended for any reason or no reason, you agree to: (a) remain bound by these Terms of Service, (b) immediately cease using the Services, (c) that any licences granted to you under these Terms of Service will terminate, (d) that we reserve the right (but have no obligation) to hide or delete all of your information and account data stored on our servers, and (e) that Readyhubb shall have no liability to you or any third party. If your Subscription and/or Account are terminated or suspended, Readyhubb reserves the right to promote you to Clients based on information collected during your subscription term, including but not limited to a general description of your business, your business address, customer reviews, or photographs, but not your contact information (such as phone number or email address). Additionally, you agree that Readyhubb may store and utilise your information and account data as necessary to respond to investigations and comply with relevant legislation.

We shall not be responsible to you for any compensation, reimbursement, or damages arising out of your use of the Services, or as a result of the Services' cancellation or suspension. Any termination of these Terms of Service does not free you of your duty to pay any fees or charges incurred prior to the termination date, as well as any other payments payable to us under these Terms of Service.

Professional Accounts

Professionals may provide Styling Services only via their company or personal website or software application (a "Professional Site"), and we have the right to approve the installation and usage of the Services on the Professional Site. We have the right to stop the Services if we discover any implementation concerns with the Professional Site. Suspension will continue in force until the Professional resolves any problems identified by Readyhubb, and suspension will not relieve a Professional of its payment obligations under these Terms of Service.

By creating a Professional Account, you certify that you are a licenced professional and that, if you are a salon, merchant, or other business entity, each of your employees, independent contractors, or agents providing Styling Services is a licenced professional, as well as that your business information is accurately represented on Readyhubb. Additionally, you guarantee that you are properly licenced to perform Styling Services "in-home" or otherwise outside of your place of business if you promote such services on Readyhubb. Readyhubb maintains the right to delete or conceal any inaccurate, out-of-date, or illegal information included in profiles, as well as to delete or conceal the whole profile.

By registering a Professional Account, you guarantee that you will not accept money from or in conjunction with the following companies or commercial activities: (1) any unlawful activity or items, (2) buyers or membership clubs, including any related dues, (3) credit counselling or credit repair organisations, (4) credit protection or identity theft protection services, and (5) direct marketing or subscription offers or services. (6) infomercial sales, (7) internet/mail order/telephone order pharmacies or pharmacy referral services (where medication is fulfilled through an internet or telephone consultation, in lieu of a physical visit with a physician), (8) unauthorised multi-level marketing businesses, (9) inbound or outbound telemarketers ten) prepaid telephone cards or services, (11) enterprises built on rebates, (12) retailers who upsell, (13) bill payment services; (14) wagering, which includes lottery tickets, casino gaming chips, off-track betting, and wagering on horse races; (15) manual or automated cash disbursements; (16) prepaid cards, checks, or other financial merchandise or services; (17) sales of money orders or foreign currency; (18) wire transfer money orders; (19) high-risk products and services, including telemarketing sales; (20) service station merchants; (21) automated fuel dispensers; (22) adult entertainment-oriented products or services (in any medium, including the internet, telephone, or printed material); and (23) sales of I fiduciary securities. (24) cigarette or tobacco sales over the internet, mail order, or telephone, (25) drug paraphernalia, (26) occult materials, (27) hate or harmful items, (28) escort services, or (29) bankruptcy lawyers or debt collection organisations.

Payment Processing Services

Readyhubb's Role

The Services enable Clients to pay and Professionals to accept payments, including those made using MasterCard International Inc. and Visa Inc.-branded cards (collectively, the "Networks"). We are not a bank and do not provide banking services in the sense that the US Department of Treasury defines them.

Readyhubb streamlines the payment procedure for Professionals who accept payments from Clients. This implies that we collect, analyse, and transmit data associated with these payments.

Authorization

Professionals authorize us to accept, keep, and disburse funds on their behalf. Your authorisation enables us to create a paper draught or an electronic funds transfer in order to conduct each payment transaction authorised by you. Until your Account is cancelled or terminated, your authorizations will remain in full force and effect.

Provider of Third-Party Payment Services

Users will be required to supply the Company and the Payment Service Provider retained by Readyhubb (the "PSP"), which may include Stripe, with their payment card or bank account information. As a condition of Readyhubb enabling payment processing services via the PSP, you agree to provide Readyhubb with accurate and complete information about you and your business, and you authorise Readyhubb to share that information, as well as transaction information regarding your use of the PSP services.

Professionals may be needed to register with the PSP, agree to the PSP's Account Agreement and Terms of Service, and undergo screening at the PSP's request in order to open an account with the PSP. Please keep in mind that the Company is not a party to the PSP Agreement; rather, the PSP, you, and any other parties specified in the PSP Agreement are the parties to the PSP Agreement, and the Company has no duties or liabilities to any Professional under the PSP Agreement.

When Stripe is the PSP, you are bound by the Stripe Connected Account Agreement, which includes the Stripe Terms of Service (the "Stripe Services Agreement"). By accepting these terms and conditions or continuing to operate as a Professional on Readyhubb, you agree to be governed by the Stripe Services Agreement, as it may be updated from time to time by Stripe. As a condition of Readyhubb enabling payment processing services through Stripe, you agree to provide accurate and complete information about yourself and your business, and to authorise Readyhubb to share that information, as well as transaction information related to your use of Stripe's payment processing services.

Company maintains the right (but not the obligation) in its sole discretion to I withhold any payments from the Client for Styling Services and out-of-pocket expenditures, or (ii) refund, credit, or arrange for the PSP to do so.

Use That Is Not Authorized or Is Illegal

We reserve the right to I decline to authorise or settle any transaction you submit to us, (ii) refund a payment, or (iii) terminate your Account if we believe, in our sole discretion, that the transaction and/or your Account violate these Terms of Service or any other Readyhubb agreement, or that they endanger Professionals, other Readyhubb Users, the PSP, or Readyhubb. The word "harm" includes, but is not limited to, fraud and other illegal conduct as assessed solely by Readyhubb. If we have reasonable grounds to believe that your Account has been used in an unauthorised, unlawful, or criminal manner, you expressly permit us to disclose information about you, your Account, and any of your transactions with law authorities. Additionally, we may request information from you (including, but not limited to, information about services rendered, identity verification, and copies of applicable professional licences) at any time for any reason or no reason as part of our internal ongoing reviews of transactions and accounts on our Services, and in particular, to assist in investigations of suspicious transactions and/or accounts. You agree to submit such information and assistance promptly and accept that payment processing in connection with a suspicious transaction and/or account may be delayed until Readyhubb, in its sole discretion, clears such transaction and/or account. If you fail to comply with Readyhubb's request for information and help under this Section (xv), Readyhubb retains the right to prevent you from processing any more payments via the Services until you provide the necessary information and assistance and are cleared by Readyhubb. If Readyhubb restricts or terminates your access to or use of the Services, you may not create a new Readyhubb account or try to access or use the Services using another User's Readyhubb account.

Accepted Cards

Readyhubb accepts Visa, MasterCard, and Discover credit, debit, prepaid, and gift cards ("Cards") issued in the United States of America and the majority of non-US countries. We have the right to discontinue or add Cards that we accept at any moment and without warning. In general, we will process Cards only after receiving authorisation from the Network and Card issuer. You acknowledge that there may be instances in which the Client is not the authorised user of the Card or that the Client may protest the transaction in any other way via the Chargeback procedure (described below). You agree to abide by the Chargeback procedure and accept responsibility for any Chargebacks.

Applicable Network Rules

You and Readyhubb must comply with all relevant bylaws, rules, and regulations ("Network Rules"). The Networks periodically update their rules and regulations. Readyhubb may be compelled to alter these Terms of Service in response to Network Rules modifications. The public may access significant sections of the Network Rules at www.visa.com, www.mastercard.com, and www.americanexpress.com.

At the moment, Network Rules restrict you from issuing cash on any Card transaction. Additionally, except in extremely restricted circumstances, the Rules prohibit your authority to assess a fee or break a single transaction into numerous transactions.

The Rules regulate your usage of Network logos; you undertake to acquaint yourself with and adhere to these criteria.

Access to Account Funds

Bank Account:

We shall deposit money collected from transactions you submit via the Services (minus any applicable fees) to your verified bank account in accordance with the payout schedule set out below.

If you connect an invalid bank account to your Account and Readyhubb is unable to debit or credit the bank account, the bank account will be de-linked from your Account.

Instantaneous payment:

Additionally, Readyhubb provides a fast payout option. To receive your deposits through immediate payout, you must opt instant payout in your Account and attach a valid United States debit card linked to a checking account to your Account. Nota bene, debit cards that are pre-paid or reloadable will not be accepted. If you have chosen for immediate payout, we shall credit your debit account with any funds we receive for transactions submitted via the Services (minus any applicable standard credit card processing fees or any extra expenses).

If your Account is not connected to an ACH-enabled bank account, you may request a physical check. Requests for checks may be subject to a processing charge and a verification of identification procedure. To receive your cash, you must request a check or otherwise connect an ACH-enabled bank account to your Account.

No funds will be placed for any particular transaction unless the transaction is considered complete. When we receive or send the money and when we or the specified financial institutions accept the transaction or funds, the transaction or funds will be regarded complete.

Standard Schedule of Payouts

Once your US bank account is validated and you have at least ten dollars in your account, Readyhubb will automatically begin a payment to your bank account at the end of each working day when you have at least ten dollars in your account. Payments received before 4 p.m. Pacific Time are typically credited to your bank account the next business day.

Funds Availability

If Readyhubb is required to conduct an investigation or handle an ongoing dispute over your Account, we have the right to withhold payment or limit access to your cash for the duration of the investigation or resolution. Additionally, we may withhold distribution or limit access to your money if required to do so by relevant law or court order, or if asked by law enforcement or a governmental organisation.

Taxes

You are solely responsible for calculating any taxes assessed, incurred, or needed to be collected, paid, or withheld as a result of your use of our products and services ("Taxes"). Additionally, you are entirely responsible for the collection, withholding, reporting, and remittance of accurate taxes to the proper tax authorities. We are not required to establish the existence of Taxes or to compute, collect, report, or submit any Taxes to any tax body resulting from any transaction. Readyhubb expressly disclaims any responsibility for taxes.

Readyhubb retains the right to bar you from making any payments via the Services and to withhold earned payouts until you submit (and Readyhubb confirms receipt of) valid User Tax Information (defined below).

If your payments via the Services exceed the Internal Revenue Service ("IRS") or state taxing authority reporting thresholds in any calendar year, Readyhubb will disclose your User Tax Information to the IRS or other governing body on a yearly basis, as required by law. If Readyhubb receives notification from the IRS that your User Tax Information is incomplete or inaccurate at any time, Readyhubb will immediately notify you that you must provide a completed W-9 form and reserves the right to I prohibit you from processing any additional payments through the Services and (ii) defer delivery of any earned payouts until you provide and Readyhubb confirms receipt of updated accurate User Tax Information. If Readyhubb does not receive updated correct User Tax Information within sixty (60) days of your receipt of Readyhubb's request for updated User Tax Information, Readyhubb will deduct any relevant fees payable to Readyhubb and will return to the applicable Client any undelivered earned payments.

Readyhubb disclaims any duty in connection with such returned payments. "User Tax Information" refers to any information that must be provided to the IRS, including but not limited to your name, address, Tax Identification Number (such as a Social Security Number (SSN) or Employer Identification Number (EIN)), the total dollar amount of payments you receive in a calendar year, and the total dollar amount of payments you receive for each month in a calendar year. The Stripe Identification Number connected with your Account will determine whether you reach the IRS or state taxation authority requirements for necessary reporting in a particular calendar year.

Customer Service

Each Professional is solely responsible for all customer service issues relating to their goods or services, including without limitation, any Styling Services, pricing, order fulfilment, order or appointment cancellation, returns, refunds and adjustments, rebates, functionality and warranty, and feedback regarding experiences with such Professional, any personnel, their policies or processes. Professionals must establish themselves as a distinct entity from Readyhubb while providing customer care. Readyhubb is entirely liable for customer support concerns connected to any Account, payment, Card processing, debiting or crediting.

Returns and Refunds

By accepting credit Card transactions via Readyhubb, you agree to handle returns and provide refunds and adjustments for your products or services through your Account in accordance with these Terms of Service and Network Rules. Network Rules require you to (a) maintain a reasonable return, cancellation, or adjustment policy; (b) disclose your return or cancellation policy to Clients at the time of purchase; (c) refrain from providing cash refunds to Clients in connection with Card sales, unless required by law; and (d) refrain from accepting cash or any other item of value in connection with Card sales refund preparation. The refund/adjustment amount must include any applicable taxes and cannot exceed the entire amount displayed on the original sales data, except for the precise amount necessary to compensate the Client for postage paid to return products. If you accept returns and make an inequitable exchange of items (e.g., the sales price is not the same), you must offer a credit for the whole value of the returned merchandise and complete a new sale for any new merchandise. Please keep in mind that even if your refund policy restricts returns or is deemed unacceptable by the Client, you may still face a Chargeback for such purchases.

You may initiate a refund request via your Account up to sixty (60) days after accepting the payment. If your available Readyhubb balance is inadequate to pay the return, Readyhubb will seek authority to withdraw funds from your bank account or debit card up to the required refund amount. Readyhubb will then debit your bank account or debit card for the amount you were paid (the sale amount less the original transaction charge) and credit it back to your Client's Card. Readyhubb also refunds the costs, ensuring that your Client always receives the entire purchase price. Readyhubb is under no obligation to accept returns on your behalf for any of your products or services.

Liability for Chargebacks and Fraudulent Actions

The amount of a transaction may be reversed or charged back to your Account (a "Chargeback") if the transaction (a) is disputed, (b) is reversed for any reason by the Network, our processor, a Client or our financial institution, (c) was not authorised or we have reason to believe it was not authorised, or (d) is allegedly unlawful, suspicious, or in violation of the terms of these Terms of Service.

Readyhubb is not responsible for any damages incurred as a result of Chargebacks, fraudulent charges, or other activities taken by any User that are misleading, fraudulent, or otherwise invalid, as determined solely by Readyhubb ("Fraudulent Actions"). By using the Services, you agree to indemnify Readyhubb from any responsibility resulting from Fraudulent Actions. Additionally, you shall make reasonable steps to alert Readyhubb quickly of any Fraudulent Actions that may harm the Services. Readyhubb maintains the right, in its sole discretion, to cancel the account of any User who commits, or facilitates, Fraudulent Actions.

Chargeback Collection Rights for Readyhubb

We have the right to withhold the Chargeback amount from any transaction that results in a Chargeback. We may deduct the amount of any Chargeback and any associated fees, fines, or penalties specified in the Fee Schedule or assessed by the Association or our processor from your Account (including any Reserve), any proceeds due to you, your bank account or debit card, or other payment instrument registered with us. We may delay refunds from your Account if you have outstanding Chargebacks. Additionally, if we believe that a Chargeback is likely with respect to any transaction, we may withhold the amount of the potential Chargeback from payments otherwise due to you under these Terms of Service until the following occurs: (a) a Chargeback is assessed as a result of a Client's complaint, in which case we will retain the funds; (b) the period of time allowed by applicable law or regulation for the Client to dispute the transaction has expired; or (c) we determine that the transaction has expired. If we are unable to collect monies connected to a Chargeback for which you are responsible, you agree to promptly pay us the entire amount of the Chargeback. You undertake to reimburse us for any costs and expenses, including without limitation lawyers' fees and other legal expenses, incurred by or on behalf of us in connection with the collection of any Account deficit amounts that remain unpaid by you.

Chargebacks in Excess

If we determine that you are incurring an excessive number of Chargebacks, we may impose controls or conditions on your Account, including but not limited to (a) establishing new processing fees, (b) establishing a Reserve in an amount reasonably calculated by us to cover anticipated Chargebacks and related fees, (c) delaying payouts, and (d) terminating or suspending the Services.

Dispute Chargebacks

You agree to cooperate with us when we conduct an investigation into any of your transactions handled via the Services, at your cost. To that end, you authorise us to share Chargeback information with the Client, the Client's financial institution, and your financial institution in order to investigate and/or mediate a Chargeback. We will contact you to get the information required to fight the Chargeback. If the Chargeback is successfully disputed, we will credit your Account with the reserved money. If the Network or issuing bank does not settle a Chargeback dispute in your favour or if you choose not to fight the Chargeback, we may collect the Chargeback amount and any related costs as outlined in these Terms of Service. You accept that your failure to cooperate with our investigation of a transaction in a timely way, including submitting essential documents within five (5) days of our request, may result in an irrevocable Chargeback. We retain the right to charge a fee for mediating and/or investigating Chargeback disputes, upon notification to you.

Set-off Rights for Readyhubb

You grant us a security interest in, and a right of setoff against, all of your right, title, and interest in and to all of your accounts with us, and hereby assign, convey, deliver, pledge, and transfer to us all of your right, title, and interest in and to all of your accounts with us as security for the repayment of any obligations due under these Terms of Service. This grant, however, will not apply to any accounts where the grant of a security interest is forbidden by law. You authorise us, without prior notice to you and regardless of I whether we have made demand under these Terms of Service or any other related agreements; and (ii) whether the obligation is contingent, matured, or unmatured, to the extent permitted by law, to collect, charge, and/or setoff all sums owing on the indebtedness against any and all such accounts and other obligations, and, at our option, to administratively freeze or direct any third party bank holding the account to do so.

To the extent authorised by law, we may apply any obligation you owe us under these Terms of Service, including without limitation any Chargebacks, against the balances. All costs are assessed at the moment a transaction is processed and are taken first from the monies transmitted or collected and then from the amount in your Account. If you owe us more than the balance on your Account or any linked Account, we may charge or debit a payment instrument registered in your Account or any connected Account (as well as set off against any balance in any connected Account). Failure to pay any sums due to us in full on demand will constitute a violation of our Terms of Service. You will be responsible for our collection charges in addition to the amount outstanding, which may include, but are not limited to, lawyers' fees and expenses, collection agency fees, and any applicable interest.

Accounts that are no longer active

If your Account has been inactive for at least two years consecutively and you have a balance, we will tell you via email and provide you the choice of keeping your Account open and retaining the balance, withdrawing the amount, or requesting a check. If you do not react within thirty days to our notification, we shall immediately cancel your Account and escheat your cash in accordance with relevant legislation and, if authorised, to Readyhubb.

Errors in the Processing

We shall make reasonable efforts to correct any processing problems that we find. If the mistake resulted in you receiving less than the full amount due, Readyhubb will credit your Account with the difference. If you receive more than the amount to which you were entitled as a consequence of the mistake, Readyhubb will deduct the excess cash from your Account. Readyhubb will only fix transactions that you process erroneously upon notification of the problem. Failure to inform us within thirty days of the first appearance of a processing mistake on your electronic transaction history will be considered a renunciation of any right to recover payments owing to you.

Professional's Loyalty Programs

Clients may be offered loyalty schemes by professionals. If a Professional provides such a loyalty programme, the Professional (not Readyhubb) is responsible for ensuring compliance with relevant federal and state regulations, including those regulating prepaid cards and special incentives such as rebates and discounts. Clients agree that Professionals will make accessible to them any terms and conditions governing the Professional's loyalty programme.

Programs for Readyhubbs

The Company may from time to time offer Users various programmes, promotions, opportunities, sweepstakes, and competitions ("Readyhubb Programs"); further conditions applicable to these Readyhubb Programs may be found at https://mss.Readyhubb.com/get-new-clients/. Readyhubb maintains the right to modify the conditions of the Readyhubb Programs at any time without prior notification to you, provided that such modifications do not apply retrospectively to you.

Gift Cards

Readyhubb may provide gift cards ("Gift Cards") that Clients may use to buy Styling Services from a certain Professional. Readyhubb provides this service as a convenience to Professionals and Clients. Readyhubb is not the merchant of record for any Gift Card and is not liable for any issue arising from the redemption of any Gift Card. Readyhubb restricts Clients from reloading Gift Cards obtained via the Services, paying for Gift Cards with other Gift Cards, or transferring Gift Cards obtained through the Services to other beneficiaries. The professional is accountable for administering the Gift Card redemption procedure and adhering to all relevant regulations governing Gift Card redemption (including without limitation state and federal laws regarding expiration dates). All Gift Card transactions are handled using Readyhubb's normal payment processing system, which keeps a small portion of the purchase price as specified in Section 1(B) (i).

Utilization of the Services; Restrictions and Modifications to the Services.

We reserve the right to alter, modify, suspend, or cancel all or any portion of the Services at any time, for any reason. You acknowledge that the operation of the Services may occasionally encounter technical or other difficulties and may not always continue uninterrupted or without technical or other errors, and Readyhubb shall not be liable to you or to any third party for any such interruptions, errors, or difficulties, or for the outright discontinuance of the Services. Readyhubb is under no duty to maintain or update the Services, or to continue developing or releasing new versions.

We will make reasonable efforts to keep the Services operational 24 hours a day/7 days a week, except for: I planned downtime (for which we will endeavour to provide at least eight hours prior notice); or (ii) unavailability caused by circumstances beyond our control, including but not limited to acts of God, acts of government, flood, fire, earthquakes, civil unrest, acts of terrorism, strikes or other labour problems, or Internet service provider failures or delays.

As a User of the Services, you undertake to abide by all relevant regulations and laws and to bear sole responsibility for any promotion you conduct via the Services.

When you publish material or information as "public," it implies that everyone, even those outside the Readyhubb community, will have access to it, and we may have no control over what they do with it, including restricting their ability to repost or re-publish such information.

We always welcome comments and other recommendations regarding Readyhubb, but you acknowledge that we may use them and that you thus give us all rights to such suggestions without any need to pay you (just as you have no obligation to offer them).

While we make every effort to keep Readyhubb secure and spam-free, we cannot guarantee it. To assist us in doing so, you agree not to:

transmit or otherwise make commercial messages (such as spam) available over the Services.
without our consent, gather Users' content or information or otherwise access the Services using automated methods (such as harvesting bots, robots, spiders, or scrapers).
on the Services, participate in illegal multi-level marketing, such as a pyramid scheme.
Viruses or other harmful programmes may be uploaded.
request login information or Account IDs from others, or gain access to another person's account.
Any User may not be bullied, intimidated, or harassed.
upload material that is obscene, threatening, pornographic, or involves nudity, graphic violence, or gratuitous
create, promote, or otherwise market adult or alcohol-related material.
make any illegal, deceptive, harmful, or discriminatory use of Readyhubb.
anything that might disable, overburden, or impair Readyhubb's or the Services' proper operation, such as a denial of service attack.
any breach of these Terms of Service will be facilitated or encouraged.

To ensure that we can continue to offer a service to our Users and clients, we must ensure that our pages are correct and current. To assist us in doing so, you agree to the following:

maintain the accuracy and currency of your Registration Data and contact details.
Keep your Account IDs and information private and avoid sharing your login details or Account IDs, allowing others to access your Account, or doing anything else that might affect your Account's security.

HIPAA Notice

You should not share protected health information with third-party service providers via the Service. The Services are not designed for the transmission of protected health information, nor are they intended to comply with the Health Insurance Portability and Accountability Act (HIPAA). The phrase "protected health information" refers to any information on an individual's physical or mental health or condition in the past, present, or future; the provision of health care to an individual; or the past, present, or future payment for the provision of health care to an individual. You do it at your own risk if you disclose protected health information.

Proprietary Rights

The Services include the Company's intellectual content and technology, which are protected by copyright, trademark, patent, trade secret, and other laws. The Company holds intellectual property rights to any components of the Services that are patentable, including but not limited to the design, artwork, logos, functionality, and documentation (collectively, the "Company Property"). You are not permitted to duplicate, alter, or reverse engineer any portion of the Services or Company Property.

The Company requires certain uses of your publicly posted Content in order to run the Services. By posting, uploading, or submitting to Readyhubb, or by making available for inclusion in publicly accessible areas of Readyhubb, any text, images, photos, graphics, audio, or video, including any content protected by intellectual property rights (collectively, "Content"), you represent and warrant that you have full authorization to do so. Additionally, you hereby grant Readyhubb a non-exclusive, transferable, sub-licensable, royalty-free, worldwide licence to use, distribute, reproduce, modify, adapt, publicly perform, publicly display, and create derivative works of such Content in connection with the Services and any services or products affiliated with the Services, regardless of the form of media used or whether such services or products exist now or in the future.

You agree to refrain from posting any photographs that include text or text overlays. No symbols or text-images are permitted in photographs, including but not limited to forms, logos, or emoticons. Readyhubb maintains the right, without prior warning, to delete, conceal, or modify any photographs.

When you remove Content, it is erased in a similar fashion to how a computer's recycle bin is emptied. You acknowledge, however, that deleted Content may remain accessible in backup copies for a reasonable amount of time (but will not be available to others).

Subject to the terms and conditions hereof, Company hereby grants to each Professional a limited, revocable, non-sublicensable licence to display the Company's logos, trademarks, or other design marks for use solely in connection with your use of the Services, promotion of Styling Services offered via the Services, or other uses expressly permitted in writing by the Company. Regardless of any permissible uses and licences, you understand that all derivative designs and artwork that use the Company's logo or other Company Property (collectively, "Derivative Works") are the Company's exclusive property. You are not given any additional rights in connection with the Company Property other than those expressly granted herein, including in connection with any Derivative Works.

Any Content uploaded by a User is the property of the person who posted it. You may use any Content that you upload in any manner you like. You may only use third-party Content in accordance with these Terms of Service.

The Company maintains the right, in its sole discretion, to delete or conceal any Content from the Services.

The Company is a steward of others' intellectual property. It reserves the right, in appropriate circumstances and at its discretion, to deactivate and/or cancel the Accounts of Users who the Company feels have persistently violated the rights of others. If you believe that your work has been copied in an unauthorised manner or that your intellectual property rights have been violated in any other way, please contact the Company's copyright agent via email at hello@Readyhubb.com or by mail at Readyhubb LLC, Attn: 14520 Edgwoods way Glenelg MD:

an electronic or physical signature of the person authorised to act on behalf of the owner of the copyright or other intellectual property interest that you claim has been infringed;
a description of the copyrighted work or other intellectual property that you claim has been infringed;
a description of the location on the site of the material that you claim is infringing, including a url link;
your address, telephone number, and email address;
a statement by you that you have a good faith belief that the disputed use is not authorised or consented to by the copyright owner, its agent, or the law; and
a statement by you, made under penalty of perjury, that the foregoing information in your notice is entirely accurate and that you are the copyright or intellectual property owner or are authorised to act on the copyright or intellectual property owner's behalf.

The Company maintains the right to send newsletters to Professionals and Clients on a periodic basis if they opt-in to receive one. This communication will be highly targeted depending on how each Client using Readyhubb and will be intended to educate Clients on how to maximise the value of the Services.

The Company provides Professionals with the opportunity to send SMS and email messages to their Clients for a variety of reasons, such as reminding them of an approaching appointment. By consenting to these Terms of Service and utilising such tools, each Professional acknowledges that it has authorization from each Client to send SMS and email alerts and that it accepts full responsibility for following to each Client's notification choice.

The Company may send SMS messages to Users as part of the Services informing them of product developments, marketing communications, and other information about the Services. Additionally, the Company may use a short code text messaging provider to notify Users of forthcoming appointments and other reminders. BY REGISTERING FOR THE SERVICES AND PROVIDING US WITH YOUR WIRELESS NUMBER, YOU CONFIRM THAT YOU WANT READYHUBB TO SEND YOU INFORMATION WE BELIEVE MAY BE OF INTEREST TO YOU, WHICH MAY INCLUDE READYHUBB USING AUTOMATED DIALING TECHNOLOGY TO TEXT YOU AT THE WIRELESS NUMBER YOU PROVIDED, AND YOU AGREE TO RECEIVE COMMUNICATION You undertake to defend and indemnify Readyhubb against any and all claims, liabilities, damages (actual and consequential), losses, and costs (including lawyers' fees) arising out of or in any way connected with your violation of the above. You acknowledge that you are not needed to agree to receive autodialed text messages from Readyhubb in order to use our Services, and that you may opt out of getting autodialed text messages from Readyhubb at any time. The Company's short code text messaging service is governed by the following guidelines:

When Users sign up for the service, we will send them an SMS message to confirm their registration.
You have the option of cancelling the SMS service at any time. Simply send the SMS "STOP" to ‪(301) 850-1270‬ After you give us the SMS word "STOP," we will send you an SMS message confirming that your subscription has been terminated. Following that, you will cease to receive SMS communications from us.
If you want to rejoin, just sign up as you did the first time and we will resume sending you SMS messages.
If you ever lose track of which terms are supported, just text "HELP" to ‪(301) 850-1270‬
We will answer to your SMS message "HELP" with advice on how to use our service as well as how to unsubscribe.
We are capable of communicating with the following mobile phone carriers:
Minor carriers include Alaska Communications Systems (ACS), Appalachian Wireless (EKN), Bluegrass Cellular, Cellular One of East Central Illinois (ECIT), Cellular One of Northeast Pennsylvania (ECIT), Cincinnati Bell Wireless, Cricket, Coral Wireless (Mobi PCS), COX, Cross, Element Mobile (Flat Wireless), Epic Touch (Elkhart Telephone), GCI, Golden State, Hawkeye (Chat Mobility), Hawkeye (NW Missouri), Illinois Valley Cellular, Inland Cellular (WCC or 5 Star Wireless).
As is customary, message and data charges may apply to any communications sent to or from you. You may get communications such as appointment requests, appointments scheduled, appointment reminders, tips, and payment receipts. It is advised to contact your cellular carrier if you have any queries regarding your text or data package. Send an email to hello@Readyhubb.com with any queries concerning the services offered by this short code.
If you have any concerns about your privacy, please see our Privacy Statement at https://www.readyhubb.com/privacy

Disclaimers

YOU EXPRESSLY AGREE AND UNDERSTAND THAT:

ACCESS TO AND USE OF THE SERVICES IS SOLELY AT YOUR RISK. YOU AGREE THAT YOU ARE ENTIRELY RESPONSIBLE FOR YOUR INTERACTIONS WITH OTHER USERS AND THAT IT IS SOLELY YOUR RESPONSIBILITY TO TAKE REASONABLE PRECAUTIONS IN ALL ACTIONS AND INTERACTIONS WITH OTHER PROFESSIONALS AND CLIENTS, AS WELL AS IN THE PROVISION OR RECEIPT OF STYLING SERVICES. READYHUBB IS NOT RESPONSIBLE FOR ANY USER'S ONLINE OR OFFLINE CONDUCT. READYHUBB IS NOT REQUIRED TO SCREEN ITS USERS, INQUIRE ABOUT THEIR BACKGROUNDS, OR ATTEMPT TO VERIFY INFORMATION PROVIDED BY ANY USER, AND DOES NOT DO SO ON A REGULAR BASIS. WE RESERVE THE RIGHT, BUT ARE NOT REQUIRED, TO SUPERVISE DISPUTES BETWEEN YOU AND OTHER USERS. PLEASE BE CAREFUL IN SELECTING THE INFORMATION THAT YOU POST ON OR THROUGH THE SERVICES OR RELEASE TO OTHERS. WE DISCLAIM ALL LIABILITY FOR THE ACTS OR OMISSIONS OF OTHER PARTICIPANTS OR USERS, REGARDLESS OF THE FORM OF ACTION.

OTHERS MAY ACCESS PERSONAL INFORMATION ABOUT YOU AS A RESULT OF YOUR USE OF THE SERVICES OR STYLING SERVICES, AND THE RECIPIENT MAY USE THIS INFORMATION TO HARASS OR INJURE YOU. WE ARE NOT RESPONSIBLE FOR THE USE OF PERSONAL INFORMATION DISCLAIMED ON OR THROUGH THE SERVICES. YOU AGREE THAT BY USING THE SERVICES, YOU ACKNOWLEDGE THAT SENSITIVE INFORMATION MAY TRAVEL THROUGH THIRD-PARTY INFRASTRUCTURE THAT IS NOT UNDER READYHUBB'S CONTROL (SUCH AS THIRD-PARTY SERVERS). READYHUBB MAKES NO REPRESENTATIONS OR WARRANTIES ABOUT THE SECURITY OF SUCH THIRD-PARTY INFRASTRUCTURE.

THE SERVICES ARE SOLD "AS IS" AND "AS AVAILABLE." READYHUBB AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS, AND LICENSORS EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE,

READYHUBB MAKES NO WARRANTY THAT (I) THE SERVICES WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS, (II) YOUR ACCESS TO OR USE OF THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (III) ANY DEFECTS IN THE SERVICES WILL BE CORRECTED, OR (IV) THAT THE SERVICES OR ANY SERVER THROUGH WHICH YOU ACCESS THE

READYHUBB MAKES NO REPRESENTATIONS OR WARRANTIES ABOUT THE QUALITY, SUITABILITY, RELIABILITY, TIMELINESS, DURABILITY, OR LEGALITY OF STYLING SERVICES OFFERED OR PROVIDED BY PROFESSIONALS OR REQUESTED BY CLIENTS THROUGH USE OF THE SERVICES, WHETHER IN PUBLIC, PRIVATE, OR OFFLINE INTERACTIONS, OR ABOUT THE

ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICES IS DONE AT YOUR OWN RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

NEITHER ORAL NOR WRITTEN ADVICE OR INFORMATION OBTAINED BY YOU FROM READYHUBB OR THROUGH OR FROM THE SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS OF SERVICE.

Limitation of Liability and Release

TO THE FULLEST EXTENT PERMITTED BY LAW, READYHUBB AND ITS AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY DAMAGES WHATSOEVER, WHETHER DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR BODILY INJURY OR EMOTIONAL DISTRESS AND DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (I) THE USE OR THE INABILITY TO USE THE SERVICES; (II) STYLING SERVICES FACILITATED BY THE SERVICES OR ANY INTERACTIONS BETWEEN USERS, INCLUDING WITHOUT LIMITATION ANY LIABILITIES ARISING IN CONNECTION WITH THE CONDUCT, ACT OR OMISSION OF ANY USER (INCLUDING WITHOUT LIMITATION STALKING, HARASSMENT THAT IS SEXUAL OR OTHERWISE, ACTS OF PHYSICAL VIOLENCE, AND DESTRUCTION OF PERSONAL PROPERTY) OR ANY DISPUTE WITH ANY USER; (III) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; (IV) ANY UNAUTHORIZED ACCESS TO OR ALTERATION OF THE SERVICES OR YOUR DATA OR TRANSMISSIONS; OR (V) ANY OTHER MATTER RELATING TO THE SERVICES.

Certain jurisdictions prohibit the exclusion of certain guarantees and restrict or prohibit the responsibility for incidental or consequential damages. As a result, some of the restrictions listed above may not apply to you.

READYHUBB EXPRESSLY DISCLAIMS ANY LIABILITY THAT MAY ARISE BETWEEN USERS AS A RESULT OF OR IN CONNECTION WITH THE USE OF THE SERVICES. BECAUSE READYHUBB IS NOT INVOLVED IN THE ACTUAL INTERACTIONS BETWEEN PROFESSIONALS AND CLIENTS OR IN THE PROVISION OF ANY STYLING SERVICES, YOU HEREBY RELEASE AND FOREVER DISCHARGE READYHUBB AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND LICENSORS FROM ANY AND ALL CLAIMS, DEMANDS, DAMAGES (ACTUAL OR CONSEQUENTIAL) OF EVERY KIND AND NATURE, WHETHER KNOWN OR UNKNOWN, CONTINGENT OR LIQUIDATED, ARISING FROM OR RELATED TO ANY DISPUTE OR INTERACTIONS WITH ANY OTHER USER, WHETHER ONLINE OR IN PERSON, WHETHER RELATED TO THE PROVISION OF STYLING SERVICES OR OTHERWISE.

Dispute Resolution

Informal Negotiations

To expedite resolution and minimise the cost of any dispute, controversy, or claim arising out of or relating to these Terms of Service ("Dispute"), you and Readyhubb agree to attempt informally to resolve any Dispute (except those expressly excluded below) for at least thirty (30) days prior to initiating any arbitration or court proceeding. These informal conversations will begin upon receipt of written notification. Your billing address will be used for such alerts, with an email copy sent to the email address you have supplied to Readyhubb.

Binding Arbitration

If you and Readyhubb are unable to settle a Dispute via informal discussions, any claims arising out of your use of the Services (excluding those explicitly excluded hereunder) will be handled definitively and solely through binding arbitration. Any election by one party to arbitrate is final and conclusive on the other. YOU AGREE THAT IF EITHER PARTY SELECTS ARBITRATION, NEITHER PARTY WILL HAVE THE RIGHT TO SUE IN COURT OR HAVE A TRIAL BY JURY. The arbitration shall be governed by the American Arbitration Association's Commercial Arbitration Rules (the "AAA Rules") and, if applicable, the AAA's Supplementary Procedures for Consumer-Related Disputes ("AAA Consumer Rules"), both of which are accessible on the AAA's website at www.adr.org. The AAA Rules control your arbitration expenses and your portion of arbitrator salary (and, where appropriate, limited by the AAA Consumer Rules). If your claim for damages does not exceed USD 10,000, Readyhubb will pay all arbitration fees unless the arbitrator determines that the substance of your claim or the relief sought in your Demand for Arbitration was frivolous or brought for an improper purpose (as defined in Federal Rule of Civil Procedure 11(b)). Arbitration may take place in person, by document submission, over the phone, or online. The arbitrator will issue a written ruling but is not required to provide a statement of reasons unless asked by one of the parties. The arbitrator must adhere to relevant legislation, and any award made in violation of that requirement may be contested. Unless otherwise specified in these Terms of Service, you and Readyhubb may sue in court to compel arbitration, delay proceedings until arbitration, or to confirm, amend, vacate, or enter judgement on the arbitrator's decision.

Exceptions to ADR

This arbitration provision does not apply to claims for which mandatory arbitration is prohibited by a valid, non-preempting law, including claims under the Private Attorney General Act of 2004, California Labor Code 2698 et seq. ("PAGA"), to the extent that waiver of such claim is deemed unenforceable by a court of competent jurisdiction. This arbitration provision does not preclude either party from bringing an individual action in small claims court or from seeking injunctive or other equitable relief in a federal or state court in San Francisco County, California, with respect to any dispute involving the actual or threatened infringement, misappropriation, or violation of a party's intellectual property or proprietary rights.

Waiver of Right to Participate as a Plaintiff or Class Member in a Supposed Class Action or Representative Proceeding You and Readyhubb agree that any arbitration shall be confined to the Dispute between you and Readyhubb. YOU AGREE AND ACKNOWLEDGE THAT YOU AND READYHUBB ARE EACH WAIVING THE RIGHT TO PARTICIPATE IN ANY PURPORTED CLASS ACTION OR REPRESENTATIVE PROCEEDING AS A PLAINTIFF OR CLASS MEMBER. Additionally, unless both you and Readyhubb agree otherwise, the arbitrator may not combine more than one person's claims and may not preside over any sort of representative or class action.

Location

The arbitration will take place in the County of San Francisco, California. You and Readyhubb agree that for any Dispute that is not arbitrable (other than claims brought in small claims court) or for which no election to arbitrate has been made, the California state and federal courts located in San Francisco, California have exclusive jurisdiction, and you and Readyhubb agree to submit to the personal jurisdiction of such courts.

Right to Refuse Arbitration and Waiver of Class Actions and Jury Trials

You may opt out of the preceding arbitration and class action/jury trial waiver provisions of these Terms of Service by informing Readyhubb in writing within 30 days of the date you registered for the Services or a Subscription or within 30 days of the date these Terms of Service were last modified. To opt out, you must send a written notice to Readyhubb, Attention: Legal, 14520 Edgewoods way, Glenelg 21737, that includes (a) your user identification, (b) your name, (c) your address, (d) your telephone number, (e) your email address, and (f) a clear statement indicating that you do not wish to resolve claims through arbitration and demonstrating compliance with the 30-day time limit for opting out of the above.

Governing Law

Except as provided in the subsection entitled "Waiver of Right to Be a Plaintiff or Class Member in a Purported Class Action or Representative Proceeding" in Section 15 above, you and Readyhubb agree that if any portion of Section 15 entitled "Dispute Resolution" is found to be illegal or unenforceable, that portion will be severed and the remainder of these Terms of Service will remain in full force and effect. Regardless of the foregoing, if the subsection entitled "Exceptions to Alternative Dispute Resolution" in Section 15 is found to be illegal or unenforceable, neither you nor Readyhubb will elect to arbitrate any Dispute falling within that portion of that subsection, and such Dispute will be resolved by a court of competent jurisdiction located in San Francisco, California, and you and Readyhubb agree to submit to the personal jurisdiction of that court.

Unless otherwise specified, these Terms of Service are governed by and interpreted in accordance with the laws of the State of California, without respect for conflict of law considerations.

Regardless of the previous paragraph's provision about relevant substantive law, Section 15 entitled "Dispute Resolution" shall be regulated by the Federal Arbitration Act (9 U.S.C., Secs. 1-16).

Indemnification

You agree to defend, indemnify, and hold harmless the Company and its affiliates, officers, directors, employees, agents, partners, and licensors from and against any and all claims, damages, obligations, losses, liabilities, costs, debt, and expenses (including, but not limited to, attorney's fees) arising out of or relating to: I your use and access to the Services; (ii) Styling Services facilitated by the Services or any interaction between you and another user; (iii) your violation of any term of these Terms of Service; (iv) your violation of any rights of a third party, including without limitation any copyright, intellectual property, or privacy right; or (v) any third-party claims or damages relating to death, personal injury or emotional distress arising from or related to use of the Services.. This responsibility to defend and indemnify shall survive the termination of these Terms of Service and your use of the Services.

Privacy

Our collection of data and information from Users and others using the Services is governed by our Privacy Policy, which can be found at https://www.readyhubb.com/privacy and is included herein (the "Privacy Policy"). You acknowledge that by using the Services, you agree to the gathering and use of such data and information (as defined in the Privacy Policy).

You may get information about Clients or other third parties by utilising the Services. You must maintain the confidentiality of such information and use it only in conjunction with the Services. You may not reveal or disseminate such information to a third party or use it for marketing purposes without the Client's or other third party's written authorization.

Security

We have put in place technological and organisational safeguards to protect your personal information against accidental loss and unauthorised access, use, modification, or disclosure. We cannot, however, guarantee that unauthorised third parties will never be able to circumvent such safeguards or misuse your personal information. You understand that providing personal information is at your own risk.